2026 Frugal Chic Budget Template, 12 Month Plan
Learning format
Subcategory
Price
Price may change · updated within 1–2 weeks
Course language
Learning format
Subcategory
Price
Price may change · updated within 1–2 weeks
Course language
What You'll Learn
- How to structure a 12 month personal budget
- How to track monthly income against fixed expenses
- A simple framework for categorizing discretionary spending
- How to set and monitor monthly saving targets
- A method for reviewing spending patterns over time
- How to apply Frugal Chic style intentional spending habits
- Basic structure for planning irregular or seasonal expenses
Best For
- Beginners wanting a simple budget structure
- People who prefer templates over courses
- Women interested in Frugal Chic lifestyle content
- Anyone budgeting in pounds sterling
- People already following Mia's content
Not For
- Those wanting in depth financial education
- People needing investment specific guidance
- Anyone seeking a live coaching program
- Those wanting community or peer support
- People needing advanced financial planning tools
FAQ
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About the creator
Mia McGrath
View full profilePersonal Finance and Money Management · United Kingdom
Mia McGrath is the founder of Frugal Chic, a UK based brand focused on building wealth in your twenties without overspending. She left her 9 to 5 after growing a multiple six figure net worth through saving and investing. Her work has been featured in Vogue and The Times, and she shares money and lifestyle content across Instagram, TikTok and Substack.
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Reviews, Scores & Student Outcomes
Unclaimed ProfileThis is a low cost digital budgeting tool rather than a structured course or community. It fits buyers who want a simple, ready made template to track spending and saving across a full year without learning a new system from scratch. It pairs with Mia's free newsletter and social content, so most of the deeper teaching happens outside the product itself, through her other platforms.
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