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Who Is Nitin Kumar?
Nitin Kumar is a credit risk modeling specialist with a stated 15+ years of experience building scorecards for major banks and financial institutions. Holding an MBA from Rotterdam School of Management and an M.Tech in Computer Science from NIT Karnataka, he runs Digital Dojo and teaches Master Credit Scorecard Development with Python, a hands-on Maven course on building production-ready credit scorecards.
Overview of Nitin Kumar
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Nitin Kumar's Programs
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This course focuses specifically on moving from credit scoring theory to a fully validated, production-ready scorecard using Python, covering data preparation, WOE/IV encoding, logistic regression modeling, probability-to-score conversion, cutoff optimization, and a full validation suite (ROC, KS, Gini, PSI, CSI). By the end, students have a complete capstone scorecard with monitoring frameworks and management reports, along with the full Python codebase, sample datasets, and templates used in the course.
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